Pet Insurance:
Pets First and the ASPCA Pet Insurance will not
cover preexisting conditions. This includes if you sign up for a policy with a
healthy pet, they get a chronic condition and it is time to renew your policy,
the chronic condition will then become preexisting. We will no longer be giving
our clients brochures for these insurance companies.
I also checked with Pets Best and the NEW
Purina Pet Insurance and they will keep covering any conditions at the renewal
of their policy. We now have brochures for the Purina insurance.
Just to give you an idea of the
rates for both companies:
For a two year old
Beagle
Pets Best: basic plan starts at about
$21 per month, to add wellness which would include exams, teeth cleaning, spay,
neuter, etc. comes to about $43 per month.
Purina: offers plans with & without
preventative care & you choose your deductible.
|
Pet
|
Select
Plan
|
Deductible
|
Monthly
Premium
|
|
Mia
|
PurinaCare plus Preventive Care
|
$250 Deductible
plus PC
|
$54.04
|
|
|
$500 Deductible plus PC
|
$38.43
|
|
|
|
$1000 Deductible plus PC
|
$22.56
|
|
|
PurinaCare without Preventive
Care
|
$100 Deductible
|
$43.06
|
|
|
|
$250 Deductible
|
$35.93
|
|
|
|
$500 Deductible
|
$27.50
|
|
|
|
$1000 Deductible
|
$17.43
|
*Now we can give our clients an idea of how
much it will cost per month for pet insurance. Please keep in mind that it may
be more expensive for older pets to get coverage.
Freckles a 12 year old cat
|
Pet
|
Select
Plan
|
Deductible
|
Monthly
Premium
|
|
Freckles
|
PurinaCare plus Preventive Care
|
$250 Deductible
plus PC
|
$51.41
|
|
|
$500 Deductible plus PC
|
$41.34
|
|
|
|
$1000 Deductible plus PC
|
$29.10
|
|
|
PurinaCare without Preventive
Care
|
$100 Deductible
|
$50.16
|
|
|
|
$250 Deductible
|
$44.52
|
|
|
|
$500 Deductible
|
$37.06
|
|
|
|
$1000 Deductible
|
$26.50
|